Grow And Protect Your Wealth With A Team Of CFA®, CIMA® And CFP® Professionals (Advice That Never Comes With A Product Attached)
Score Your Current Plan2-minute check. No sales call.How Your Advisor Gets Paid Shapes The Advice
| Commission | Fee-Based | Fee-Only | |
|---|---|---|---|
| Earns more when you buy a product | Yes | Sometimes | No |
| Paid directly and only by you | No | Partly | Yes |
| Fiduciary on every recommendation | Not always | Not always | Yes |
A Team On Your Plan. Not One Person.
Most firms give you one advisor.
One set of eyes. One schedule. One blind spot.
Here, you work with the whole advisory team.
(Every client works with all of the firm's advisors, not a single person.)
More eyes on your money.
Same fee-only promise.
Three Ways People Get Financial Advice:
The Product Salesperson
Friendly and often helpful. But the paycheck depends on what you buy.
Do It Yourself
Low cost. Lots of homework. And no second opinion when markets get loud.
A Fee-Only Team
Paid by you. Required to put you first. Checking each other’s work.
What We'll Do For You:
Reach Your Goals
Your desires, goals and needs. Including the ones you haven’t thought of yet.
Use The Best Strategies
Every option weighed against your situation. Then the course that fits.
Keep It Optimal
You change. Markets change. The plan gets adjusted when it should.
Your Investments Are Planned. Are Your Documents?
Fee-only planning covers what you own. But who inherits it, and who can act for you, is decided by legal documents.
Answer plain-English questions online. A licensed attorney reviews every plan. Then the team checks it against your accounts and beneficiaries.
Score Your Current Plan2-minute check. No sales call.Typical documents shown. What you need depends on your situation.
Meet James D. Di Virgilio
Part of the advisory team at Chacon Diaz & Di Virgilio Wealth Management, an independent, fee-only fiduciary firm founded in 2009 in Gainesville. His focus is investment strategy and financial planning.
The firm’s team holds the CFA®, CIMA® and CFP® designations, and works with clients wherever they are located.
But credentials don’t matter unless the advice is truly yours.
CRD #5141951. Check the background on BrokerCheck.
How Objective Is Your Current Plan? Score It In 2 Minutes:
0 / 8
Tap an answer for each one.
Fair Questions:
"Isn't fee-only more expensive?"
Sometimes the fee is just more visible. That is the point. You see what you pay, and nobody earns more by selling you a product.
"I already have an advisor."
Then ask one question: how are you paid on my account? If the answer takes more than a sentence, it is worth a second look.
"Do I need to live in Gainesville?"
No. The firm works with clients wherever they are located.
"Who writes my legal documents?"
Not Chacon Diaz & Di Virgilio. A licensed attorney at The Succession Firm, a separate law firm, reviews your plan under its own engagement with you.
"What does it cost?"
That depends on your situation and the work involved. You get the fees in writing before you commit to anything.
A Year From Now, If You Act
You know what you pay. You know why you own what you own. And a team is watching it.
A Year From Now, If You Don’t
Same statements. Same fees you can’t quite add up. Probably fine. Hard to know.
Two minutes. Four questions.
Your call.